Jeep Wrangler Insurance in New York
Rates from $87 – $144/mo minimum coverage, $214 – $357/mo full coverage. Compare top NY carriers below.
- Free quote
- 60-sec connect
- 120+ carriers
Updated June 2026 · Source: New York DOI + IQ rate model
Average monthly premium — 2024 Jeep Wrangler, New York
Ranges shown reflect typical driver profiles (clean record, 35-55, average credit, 12k mi/yr). Your actual rate varies by age, credit, prior insurance, and coverage limits. Get a real quote in 2 minutes.
Top carriers for Jeep Wrangler drivers in New York
"From" rates are directional based on carrier price-leader behavior, not real quotes. Real rate depends on your driver profile.
Why Jeep Wrangler insurance costs what it does in New York
Raises liability + medical-payments premiums vs 5-star vehicles in the same class.
No theft-rank surcharge on comprehensive premium.
Parts cost and claim severity sit near the national average.
New York requires $50,000 in PIP plus 25/50 bodily injury and 10 property damage minimums, the highest minimums of the marquee high-volume states. NYC-metro claim frequency drives premiums significantly higher than upstate. NY also mandates uninsured motorist coverage on every policy. Recent rate filings have moved premiums up 15-25% since 2022.
Frequently asked questions
01How much is Jeep Wrangler insurance in New York?
New York drivers of a 2024 Jeep Wrangler pay about $214 – $357 per month for full coverage, or roughly $87 – $144 per month for minimum coverage. Your actual rate depends on age, credit, driving history, mileage, and coverage limits — a real quote from a licensed agent typically takes under 2 minutes.
02Is full coverage required on a financed Wrangler?
Yes. If your Wrangler has a loan or lease, the lender will require both comprehensive and collision (together "full coverage") for the duration of the loan. New York law itself only requires the state liability minimums (25/50/10 plus $50,000 PIP), but the lender's contract overrides that.
03What's the cheapest carrier for a Wrangler in New York?
Cheapest varies by driver profile, but in New York the major carriers most often quoting the lowest premiums for a Wrangler are GEICO, Progressive, and State Farm. Regional carriers (NYCM, Erie, and Plymouth Rock) sometimes beat the majors for clean-record drivers. The only way to know is to compare 3-4 quotes side by side.
04Does New York require SR-22 after a DUI for a Wrangler?
After a DUI, New York requires an SR-22 filing from your insurer certifying you carry the state minimum coverage. The filing itself is usually $25, but the underlying premium for a Wrangler typically jumps 60-150% for 3-5 years after the DUI. Some carriers won't write new SR-22s — Progressive, Travelers, and The General are the most common SR-22 writers.