Terms & Conditions

Last updated: October 20, 2026

These Terms & Conditions (“Terms”) govern your use of the Insurances Quote website (the “Site”). By using the Site or submitting any request through it, you agree to these Terms.

1. What Insurances Quote Is

Insurances Quote is an independent insurance marketplace. We are not an insurance carrier and we do not issue policies. We connect consumers with licensed insurance agents and carriers who provide quotes and offer coverage. We may receive a referral fee or commission for matches that result in a policy purchase.

2. Eligibility

You must be at least 18 years old and a resident of the United States to use the Site. By using the Site, you represent that you meet these requirements.

3. Information You Submit

You agree to provide accurate, complete, and current information when requesting a quote. Submitting false, misleading, or another person's information without their consent is prohibited.

4. Consent to Be Contacted

By submitting your phone number on this Site, you provide express written consent for Insurances Quote and its insurance partners to contact you at that number, including by automatic telephone dialing systems, pre-recorded or artificial voice messages, and text messages, for the purposes of providing and following up on insurance quotes. Consent is not a condition of purchase. Message and data rates may apply. You may opt out at any time by replying STOP or contacting us using the details below.

5. No Insurance Advice

The Site provides general information about insurance products. It does not constitute legal, financial, or insurance advice, and it does not guarantee eligibility for coverage, rates, terms, or savings. All coverage decisions are made by the issuing insurance carrier in accordance with the carrier's underwriting criteria and applicable law.

6. Acceptable Use

You agree not to:

7. Intellectual Property

All content on the Site, including text, graphics, logos, and the Insurances Quote name and marks, is owned by Insurances Quote or its licensors and is protected by intellectual property laws. You may not use it without our prior written permission.

8. Disclaimer of Warranties

THE SITE AND ALL CONTENT ARE PROVIDED “AS IS” AND “AS AVAILABLE” WITHOUT WARRANTY OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE SITE WILL BE UNINTERRUPTED, ERROR-FREE, OR FREE OF HARMFUL COMPONENTS, OR THAT QUOTES OR INFORMATION OBTAINED THROUGH THE SITE WILL BE ACCURATE OR APPLICABLE TO YOUR SITUATION.

9. Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY LAW, INSURANCES QUOTE AND ITS OFFICERS, EMPLOYEES, AGENTS, AND PARTNERS WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES ARISING OUT OF OR RELATING TO YOUR USE OF THE SITE OR ANY CONTENT, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

10. Indemnification

You agree to indemnify and hold Insurances Quote harmless from any claim or demand arising out of your use of the Site, your violation of these Terms, or your violation of any law or third-party right.

11. Modifications

We may update these Terms from time to time. Material changes will be reflected in the “Last updated” date above. Continued use of the Site after changes constitutes acceptance of the revised Terms.

12. Governing Law

These Terms are governed by the laws of the State of Florida, without regard to its conflict-of-laws principles. Any dispute relating to these Terms or the Site shall be brought exclusively in the state or federal courts located in Florida.

13. Contact