May 19, 2026
Carriers cite continued repair-cost inflation, increased catalytic-converter theft, and severe weather losses in Q1 2026 as the dominant drivers. Eight states saw rate filings above 10%; nine states saw flat or negative filings. Median shopper saving from switching: $647/year.
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May 12, 2026
After the 2024 rate moratorium expired, Geico and Allstate are the first carriers to receive approval for double-digit increases on personal auto in California. Industry watchers expect 4–6 more carriers to follow by Q3 2026.
May 5, 2026
Florida holds the highest average full-coverage premium in the U.S. for the fourth consecutive year, narrowly edging out Louisiana. Tort-reform measures passed in 2024 are starting to show in rate filings but haven't reversed the trend yet.
April 28, 2026
Usage-based insurance programs are picking up steam, with 38% of new auto policies in our 2026 sample including some form of telematics. Average reported saving: $14/mo for safe drivers. Adoption highest among drivers under 35 and over 55; the 35–54 cohort lags.
April 21, 2026
Average vehicle repair cost rose 6.8% YoY in Q1 2026, with ADAS-equipped vehicles (lane-departure, automatic emergency braking) seeing the steepest increases due to sensor calibration costs. Comprehensive claim severity now exceeds collision in 7 states.
April 14, 2026
Draft NAIC guidance addresses algorithmic bias in ML-based auto-insurance pricing. Several state DOIs have opened investigations into whether ML rating factors produce disparate impact across protected classes.
April 7, 2026
A class-action settlement requires three major carriers to revise their garaging-address verification procedures after allegations that drivers were incorrectly rated against urban ZIPs even when their vehicle was primarily kept in lower-rated suburban ZIPs.
