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New York Car Insurance

New York drivers pay an average of $279/mo for full coverage across63 popular vehicles. Top cost driver: no-fault pip requirement and dense nyc-area claim frequency.

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What makes New York different

New York requires $50,000 in PIP plus 25/50 bodily injury and 10 property damage minimums, the highest minimums of the marquee high-volume states. NYC-metro claim frequency drives premiums significantly higher than upstate. NY also mandates uninsured motorist coverage on every policy. Recent rate filings have moved premiums up 15-25% since 2022.

Source: New York Department of Insurance.

Rates by vehicle — full coverage in New York

2024 Toyota Corolla$143 – $238/moView details →2024 Nissan Sentra$143 – $238/moView details →2024 Hyundai Elantra$154 – $257/moView details →2024 Kia Forte$154 – $257/moView details →2024 Honda Civic$160 – $266/moView details →2024 Chevrolet Malibu$162 – $270/moView details →2024 Mazda Mazda3$162 – $270/moView details →2024 Toyota Camry$170 – $283/moView details →2024 Toyota RAV4$171 – $284/moView details →2024 Ford Escape$171 – $284/moView details →2024 Chevrolet Equinox$171 – $284/moView details →2024 Nissan Rogue$171 – $284/moView details →2024 Subaru Outback$171 – $284/moView details →2024 Subaru Forester$171 – $284/moView details →2024 Subaru Crosstrek$171 – $284/moView details →2024 Mazda CX-5$171 – $284/moView details →2024 Volkswagen Jetta$171 – $284/moView details →2024 Volkswagen Tiguan$171 – $284/moView details →2024 Nissan Frontier$177 – $296/moView details →2024 Jeep Cherokee$177 – $296/moView details →2024 Toyota Prius$179 – $298/moView details →2024 Nissan Altima$179 – $298/moView details →2024 Honda CR-V$184 – $307/moView details →2024 Hyundai Sonata$184 – $307/moView details →2024 Hyundai Tucson$184 – $307/moView details →2024 Honda Accord$191 – $318/moView details →2024 Honda Pilot$198 – $330/moView details →2024 Honda Odyssey$198 – $330/moView details →2024 Toyota Highlander$198 – $330/moView details →2024 Toyota Sienna$198 – $330/moView details →2024 Chevrolet Traverse$198 – $330/moView details →2024 Nissan Pathfinder$198 – $330/moView details →2024 Kia Telluride$198 – $330/moView details →2024 Chrysler Pacifica$198 – $330/moView details →2024 Toyota Tacoma$206 – $343/moView details →2024 Toyota 4Runner$206 – $343/moView details →2024 Ford Ranger$206 – $343/moView details →2024 Hyundai Santa Fe$214 – $356/moView details →2024 Kia Sorento$214 – $356/moView details →2024 Jeep Wrangler$214 – $357/moView details →2024 Toyota Tundra$218 – $363/moView details →2024 Ford Explorer$218 – $363/moView details →2024 Ford Bronco$226 – $377/moView details →2024 GMC Sierra 1500$235 – $392/moView details →2024 Chevrolet Camaro$238 – $396/moView details →2024 Jeep Grand Cherokee$238 – $396/moView details →2024 Ford F-150$244 – $406/moView details →2024 Chevrolet Silverado 1500$244 – $406/moView details →2024 Ram 1500$244 – $406/moView details →2024 Ford Mustang$245 – $408/moView details →2024 Dodge Charger$245 – $408/moView details →2024 Tesla Model 3$272 – $453/moView details →2024 Tesla Model Y$272 – $453/moView details →2024 BMW 3 Series$272 – $453/moView details →2024 BMW X5$272 – $453/moView details →2024 Mercedes-Benz C-Class$272 – $453/moView details →2024 Lexus RX$272 – $453/moView details →2024 Audi Q5$272 – $453/moView details →2024 Ford F-250$283 – $472/moView details →2024 Chevrolet Silverado 2500$283 – $472/moView details →2024 Chevrolet Suburban$283 – $472/moView details →2024 GMC Yukon$283 – $472/moView details →2024 Chevrolet Tahoe$317 – $528/moView details →

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