Jeep Wrangler Insurance in North Dakota
Rates from $36 – $60/mo minimum coverage, $120 – $200/mo full coverage. Compare top ND carriers below.
- Free quote
- 60-sec connect
- 120+ carriers
Updated June 2026 · Source: North Dakota DOI + IQ rate model
Average monthly premium — 2024 Jeep Wrangler, North Dakota
Ranges shown reflect typical driver profiles (clean record, 35-55, average credit, 12k mi/yr). Your actual rate varies by age, credit, prior insurance, and coverage limits. Get a real quote in 2 minutes.
Top carriers for Jeep Wrangler drivers in North Dakota
"From" rates are directional based on carrier price-leader behavior, not real quotes. Real rate depends on your driver profile.
Why Jeep Wrangler insurance costs what it does in North Dakota
Raises liability + medical-payments premiums vs 5-star vehicles in the same class.
No theft-rank surcharge on comprehensive premium.
Parts cost and claim severity sit near the national average.
North Dakota is a no-fault state requiring 25/50/25 liability + $30,000 PIP + UM. PIP requirement raises the floor but low population density keeps overall premiums well below national average.
Frequently asked questions
01How much is Jeep Wrangler insurance in North Dakota?
North Dakota drivers of a 2024 Jeep Wrangler pay about $120 – $200 per month for full coverage, or roughly $36 – $60 per month for minimum coverage. Your actual rate depends on age, credit, driving history, mileage, and coverage limits — a real quote from a licensed agent typically takes under 2 minutes.
02Is full coverage required on a financed Wrangler?
Yes. If your Wrangler has a loan or lease, the lender will require both comprehensive and collision (together "full coverage") for the duration of the loan. North Dakota law itself only requires the state liability minimums (25/50/25 plus $30,000 PIP + UM), but the lender's contract overrides that.
03What's the cheapest carrier for a Wrangler in North Dakota?
Cheapest varies by driver profile, but in North Dakota the major carriers most often quoting the lowest premiums for a Wrangler are GEICO, Progressive, and State Farm. Regional carriers (NodakInsurance and Western National) sometimes beat the majors for clean-record drivers. The only way to know is to compare 3-4 quotes side by side.
04Does North Dakota require SR-22 after a DUI for a Wrangler?
After a DUI, North Dakota requires an SR-22 filing from your insurer certifying you carry the state minimum coverage. The filing itself is usually $25, but the underlying premium for a Wrangler typically jumps 60-150% for 3-5 years after the DUI. Some carriers won't write new SR-22s — Progressive, Travelers, and The General are the most common SR-22 writers.