Jeep Wrangler Insurance in New Jersey
Rates from $52 – $87/mo minimum coverage, $166 – $277/mo full coverage. Compare top NJ carriers below.
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Updated June 2026 · Source: New Jersey DOI + IQ rate model
Average monthly premium — 2024 Jeep Wrangler, New Jersey
Ranges shown reflect typical driver profiles (clean record, 35-55, average credit, 12k mi/yr). Your actual rate varies by age, credit, prior insurance, and coverage limits. Get a real quote in 2 minutes.
Top carriers for Jeep Wrangler drivers in New Jersey
"From" rates are directional based on carrier price-leader behavior, not real quotes. Real rate depends on your driver profile.
Why Jeep Wrangler insurance costs what it does in New Jersey
Raises liability + medical-payments premiums vs 5-star vehicles in the same class.
No theft-rank surcharge on comprehensive premium.
Parts cost and claim severity sit near the national average.
New Jersey is a choice no-fault state requiring 25/50/25 liability + $15,000 PIP. Densely populated, high claim frequency, but credit-based scoring + driving history are weighted heavily, so good drivers can find competitive rates. Basic Policy option exists for cost-sensitive drivers (lower limits).
Frequently asked questions
01How much is Jeep Wrangler insurance in New Jersey?
New Jersey drivers of a 2024 Jeep Wrangler pay about $166 – $277 per month for full coverage, or roughly $52 – $87 per month for minimum coverage. Your actual rate depends on age, credit, driving history, mileage, and coverage limits — a real quote from a licensed agent typically takes under 2 minutes.
02Is full coverage required on a financed Wrangler?
Yes. If your Wrangler has a loan or lease, the lender will require both comprehensive and collision (together "full coverage") for the duration of the loan. New Jersey law itself only requires the state liability minimums (25/50/25 plus $15,000 PIP), but the lender's contract overrides that.
03What's the cheapest carrier for a Wrangler in New Jersey?
Cheapest varies by driver profile, but in New Jersey the major carriers most often quoting the lowest premiums for a Wrangler are GEICO, Progressive, and State Farm. Regional carriers (NJM, Plymouth Rock, and Mercury) sometimes beat the majors for clean-record drivers. The only way to know is to compare 3-4 quotes side by side.
04Does New Jersey require SR-22 after a DUI for a Wrangler?
After a DUI, New Jersey requires an SR-22 filing from your insurer certifying you carry the state minimum coverage. The filing itself is usually $25, but the underlying premium for a Wrangler typically jumps 60-150% for 3-5 years after the DUI. Some carriers won't write new SR-22s — Progressive, Travelers, and The General are the most common SR-22 writers.