Kentucky Car Insurance
Kentucky drivers pay an average of $301/mo for full coverage across63 popular vehicles. Top cost driver: pip requirement + high uninsured-motorist rate (top 5 nationally).
What makes Kentucky different
Kentucky is a choice no-fault state requiring 25/50/25 liability + $10,000 PIP. Around 21% of Kentucky drivers are uninsured, which is in the top 5 nationally and pushes UM premiums sharply above the regional average.
Source: Kentucky Department of Insurance.
Rates by vehicle — full coverage in Kentucky
2024 Toyota Corolla$154 – $256/moView details →2024 Nissan Sentra$154 – $256/moView details →2024 Hyundai Elantra$166 – $277/moView details →2024 Kia Forte$166 – $277/moView details →2024 Honda Civic$172 – $287/moView details →2024 Chevrolet Malibu$175 – $291/moView details →2024 Mazda Mazda3$175 – $291/moView details →2024 Toyota Camry$183 – $305/moView details →2024 Toyota RAV4$184 – $306/moView details →2024 Ford Escape$184 – $306/moView details →2024 Chevrolet Equinox$184 – $306/moView details →2024 Nissan Rogue$184 – $306/moView details →2024 Subaru Outback$184 – $306/moView details →2024 Subaru Forester$184 – $306/moView details →2024 Subaru Crosstrek$184 – $306/moView details →2024 Mazda CX-5$184 – $306/moView details →2024 Volkswagen Jetta$184 – $306/moView details →2024 Volkswagen Tiguan$184 – $306/moView details →2024 Nissan Frontier$191 – $319/moView details →2024 Jeep Cherokee$191 – $319/moView details →2024 Toyota Prius$193 – $322/moView details →2024 Nissan Altima$193 – $322/moView details →2024 Honda CR-V$198 – $331/moView details →2024 Hyundai Sonata$198 – $331/moView details →2024 Hyundai Tucson$198 – $331/moView details →2024 Honda Accord$206 – $343/moView details →2024 Honda Pilot$213 – $355/moView details →2024 Honda Odyssey$213 – $355/moView details →2024 Toyota Highlander$213 – $355/moView details →2024 Toyota Sienna$213 – $355/moView details →2024 Chevrolet Traverse$213 – $355/moView details →2024 Nissan Pathfinder$213 – $355/moView details →2024 Kia Telluride$213 – $355/moView details →2024 Chrysler Pacifica$213 – $355/moView details →2024 Toyota Tacoma$222 – $370/moView details →2024 Toyota 4Runner$222 – $370/moView details →2024 Ford Ranger$222 – $370/moView details →2024 Hyundai Santa Fe$230 – $384/moView details →2024 Kia Sorento$230 – $384/moView details →2024 Jeep Wrangler$231 – $384/moView details →2024 Toyota Tundra$234 – $391/moView details →2024 Ford Explorer$234 – $391/moView details →2024 Ford Bronco$244 – $407/moView details →2024 GMC Sierra 1500$253 – $422/moView details →2024 Chevrolet Camaro$256 – $427/moView details →2024 Jeep Grand Cherokee$256 – $427/moView details →2024 Ford F-150$263 – $438/moView details →2024 Chevrolet Silverado 1500$263 – $438/moView details →2024 Ram 1500$263 – $438/moView details →2024 Ford Mustang$264 – $439/moView details →2024 Dodge Charger$264 – $439/moView details →2024 Tesla Model 3$293 – $488/moView details →2024 Tesla Model Y$293 – $488/moView details →2024 BMW 3 Series$293 – $488/moView details →2024 BMW X5$293 – $488/moView details →2024 Mercedes-Benz C-Class$293 – $488/moView details →2024 Lexus RX$293 – $488/moView details →2024 Audi Q5$293 – $488/moView details →2024 Ford F-250$305 – $508/moView details →2024 Chevrolet Silverado 2500$305 – $508/moView details →2024 Chevrolet Suburban$305 – $508/moView details →2024 GMC Yukon$305 – $508/moView details →2024 Chevrolet Tahoe$342 – $569/moView details →
See your real KY rate in 2 minutes
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