Michigan Car Insurance
Michigan drivers pay an average of $349/mo for full coverage across63 popular vehicles. Top cost driver: historically the most expensive in the us due to unlimited pip; 2019 reform helped but premiums remain elevated.
What makes Michigan different
Michigan was the most expensive auto insurance state in the US for years due to the unlimited lifetime PIP requirement. 2019 reform (PA 21) created PIP coverage choices ($50k, $250k, $500k, or unlimited) that have moved average premiums down ~20%, but Michigan is still in the top 3 nationally. Detroit ZIPs frequently see premiums 50-80% above the state average.
Source: Michigan Department of Insurance.
Rates by vehicle — full coverage in Michigan
2024 Toyota Corolla$178 – $297/moView details →2024 Nissan Sentra$178 – $297/moView details →2024 Hyundai Elantra$192 – $321/moView details →2024 Kia Forte$192 – $321/moView details →2024 Honda Civic$200 – $333/moView details →2024 Chevrolet Malibu$202 – $337/moView details →2024 Mazda Mazda3$202 – $337/moView details →2024 Toyota Camry$213 – $354/moView details →2024 Toyota RAV4$213 – $355/moView details →2024 Ford Escape$213 – $355/moView details →2024 Chevrolet Equinox$213 – $355/moView details →2024 Nissan Rogue$213 – $355/moView details →2024 Subaru Outback$213 – $355/moView details →2024 Subaru Forester$213 – $355/moView details →2024 Subaru Crosstrek$213 – $355/moView details →2024 Mazda CX-5$213 – $355/moView details →2024 Volkswagen Jetta$213 – $355/moView details →2024 Volkswagen Tiguan$213 – $355/moView details →2024 Nissan Frontier$222 – $370/moView details →2024 Jeep Cherokee$222 – $370/moView details →2024 Toyota Prius$224 – $373/moView details →2024 Nissan Altima$224 – $373/moView details →2024 Honda CR-V$230 – $384/moView details →2024 Hyundai Sonata$230 – $384/moView details →2024 Hyundai Tucson$230 – $384/moView details →2024 Honda Accord$239 – $398/moView details →2024 Honda Pilot$247 – $412/moView details →2024 Honda Odyssey$247 – $412/moView details →2024 Toyota Highlander$247 – $412/moView details →2024 Toyota Sienna$247 – $412/moView details →2024 Chevrolet Traverse$247 – $412/moView details →2024 Nissan Pathfinder$247 – $412/moView details →2024 Kia Telluride$247 – $412/moView details →2024 Chrysler Pacifica$247 – $412/moView details →2024 Toyota Tacoma$257 – $429/moView details →2024 Toyota 4Runner$257 – $429/moView details →2024 Ford Ranger$257 – $429/moView details →2024 Hyundai Santa Fe$267 – $445/moView details →2024 Kia Sorento$267 – $445/moView details →2024 Jeep Wrangler$267 – $446/moView details →2024 Toyota Tundra$272 – $453/moView details →2024 Ford Explorer$272 – $453/moView details →2024 Ford Bronco$283 – $472/moView details →2024 GMC Sierra 1500$294 – $490/moView details →2024 Chevrolet Camaro$297 – $495/moView details →2024 Jeep Grand Cherokee$297 – $495/moView details →2024 Ford F-150$305 – $508/moView details →2024 Chevrolet Silverado 1500$305 – $508/moView details →2024 Ram 1500$305 – $508/moView details →2024 Ford Mustang$306 – $510/moView details →2024 Dodge Charger$306 – $510/moView details →2024 Tesla Model 3$340 – $567/moView details →2024 Tesla Model Y$340 – $567/moView details →2024 BMW 3 Series$340 – $567/moView details →2024 BMW X5$340 – $567/moView details →2024 Mercedes-Benz C-Class$340 – $567/moView details →2024 Lexus RX$340 – $567/moView details →2024 Audi Q5$340 – $567/moView details →2024 Ford F-250$354 – $590/moView details →2024 Chevrolet Silverado 2500$354 – $590/moView details →2024 Chevrolet Suburban$354 – $590/moView details →2024 GMC Yukon$354 – $590/moView details →2024 Chevrolet Tahoe$396 – $661/moView details →
See your real MI rate in 2 minutes
Other states
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
- District of Columbia