Data partnerships
Data Partnerships at Insurances Quote
Aggregated, anonymized U.S. insurance-shopper data for research, journalism, regulatory work, and academic study.
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Updated May 21, 2026
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DP
Data lead
David Park
VP of Data Science
SC
Editor
Sarah Chen
Editorial Director
PW
Research
Dr. Patricia Wong
Industry Analyst
MA
Ops
Marcus Allen
Senior Editor
Data ethics:Personally identifiable information is never part of a data partnership. All shared data is aggregated and statistically anonymized. We don’t share individual quotes or policies.
Quick facts
- 1.8M+ binding-quote comparisons since 2018 — across all 50 states.
- Quote-level data normalized for driver profile, vehicle/home, state, ZIP.
- Trend series back to 2018; quarterly refresh.
What we can share
- Aggregated rate data by state, coverage tier, and driver/property profile.
- Trended series (month-over-month, year-over-year) for premium movement.
- Shopper-behavior datasets — comparison frequency, switch rates, churn patterns.
- Carrier-level aggregated quote data (no individual quotes).
- Telematics-program adoption rates and self-reported savings.
Data partnership tiers
| Tier | Use case | Data scope | Refresh |
|---|---|---|---|
| Academic / research | University research | Aggregated, anonymized, free with attribution | Annual |
| Journalism | News + investigative pieces | Story-specific aggregations | Story-specific |
| Policy / regulatory | State DOI, NAIC, federal agencies | Custom aggregations | Quarterly |
| Commercial research | Industry analysts, reinsurers | Licensed data feed | Quarterly |
- TierAcademic / researchUse caseUniversity researchData scopeAggregated, anonymized, free with attributionRefreshAnnual
- TierJournalismUse caseNews + investigative piecesData scopeStory-specific aggregationsRefreshStory-specific
- TierPolicy / regulatoryUse caseState DOI, NAIC, federal agenciesData scopeCustom aggregationsRefreshQuarterly
- TierCommercial researchUse caseIndustry analysts, reinsurersData scopeLicensed data feedRefreshQuarterly
What we won’t share
Personally identifiable information about shoppers is never part of a data partnership. All shared data is aggregated and statistically anonymized; no individual quote or policy is identifiable in the datasets we provide.
Who we typically work with
- Academic researchers studying insurance markets, consumer behavior, or regulatory impact.
- Journalists writing about rate trends, underwriting, or market structure.
- Policy organizations and state DOIs.
- Industry analysts and reinsurers.
DP
Expert Tip
David Park
VP of Data Science
We’re strict about anonymization. K-anonymity floor of 30 (no group of fewer than 30 shoppers is ever surfaced as a distinct cell). Geographic granularity caps at county for most published datasets — ZIP-level data is only shared under contract with verified researchers.
Why partner with us on data
Pros
- Largest shopper-comparison dataset in U.S. consumer insurance.
- Cleaner than carrier-reported rate filings — captures real-world shopping behavior.
- Trend series back to 2018 with consistent methodology.
- Editorial independence ensures data isn't shaped to any narrative.
Cons
- Aggregated only — no individual-record sharing.
- Limited to verticals we cover (auto, home, renters, life).
- K-anonymity floor of 30 — small cells get suppressed.
- Quarterly refresh — not real-time.
Email data partnerships
data@insurances-quote.com
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Frequently asked questions
Is data free for academic research?
Yes — aggregated datasets are free for academic research with attribution. Custom queries may have a methodology fee.
Can journalists access this data?
Yes — for story-specific requests, email data@insurances-quote.com with the question + outlet. Usually answered within 2 business days.
Is there an API?
For commercial partners, yes — licensed feed. For one-off academic/journalism use, CSV / Excel exports.
How do you anonymize?
K-anonymity floor of 30, geographic granularity capped at county for public datasets, no driver-identifying attributes (license #, SSN, DOB).
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Advertiser Disclosure
Insurances Quote is an independent insurance marketplace. We are paid by carriers when shoppers switch to a policy we’ve helped match — never by the shopper. We don’t resell your lead data to third-party buyers, and the carrier rankings on this page reflect our composite quality score (35% claims, 30% price, 20% service, 15% digital tools), not paid placement.