Carrier Partnerships
We work with national and regional carriers to surface real, binding-grade quotes to U.S. shoppers in 50 states.
Updated May 21, 2026
- 120+ carriers in our network across auto, home, renters, life.
- 1.8M+ binding-quote requests processed since 2018.
- Real-time rating API integration in <2 weeks for most carriers.
How we integrate
Insurances Quote integrates with carriers via real-time rating APIs (where available) and broker channels (where not). We submit standardized shopper profiles and surface the carrier’s binding-grade quote in the comparison view. No mock or teaser quotes — if a carrier can’t produce a real rate, they don’t appear in the result.
| Tier | Integration | Volume | Compensation |
|---|---|---|---|
| Direct API | Real-time rating API | Unlimited | Per-bind commission |
| Hybrid | API for std profiles + broker for non-std | Most volume | Per-bind commission |
| Broker-only | Phone/fax/portal to broker | Lower volume | Per-bind commission |
| Surplus / specialty | Quoted individually | Specialty volume | Per-bind commission |
- TierDirect APIIntegrationReal-time rating APIVolumeUnlimitedCompensationPer-bind commission
- TierHybridIntegrationAPI for std profiles + broker for non-stdVolumeMost volumeCompensationPer-bind commission
- TierBroker-onlyIntegrationPhone/fax/portal to brokerVolumeLower volumeCompensationPer-bind commission
- TierSurplus / specialtyIntegrationQuoted individuallyVolumeSpecialty volumeCompensationPer-bind commission
What we offer carriers
- Quality, U.S.-only shopper traffic with consent for the carrier(s) producing quotes.
- Pre-qualified leads — we filter out submissions that don’t match the carrier’s underwriting box.
- Transparent measurement — carriers see attribution back to the shopper sessions that produced bound policies.
- No exclusivity required — carriers compete on merit in every comparison.
What we expect from carriers
- Binding-grade quotes (not teasers).
- Honest underwriting — carriers don’t quote outside their actual appetite.
- Reasonable claim-handling track record (NAIC complaint ratio below 1.5).
- Compliance with TCPA and state insurance regulations.
Partnership onboarding
- 1Intro call
Discuss state coverage, lines, appetite.
- 2Technical fit
API specs or broker channel review.
- 3Test volume
~2 weeks of shadow testing.
- 4Live volume
Soft-launch in select states first.
- 5Optimization
Quarterly review on conversion, underwriting fit, claims data.
Why carriers partner with us
- Pre-qualified shoppers — higher bind rate than open lead-gen.
- No lead resale — single-buyer model.
- Transparent attribution + reporting.
- Editorial integrity helps shopper trust → better LTV.
- We won't pad rankings for paid carriers — no placement guarantees.
- We surface NAIC complaint data inline — bad service hurts conversion.
- No exclusivity — carriers compete on merit.
- Smaller volume than open lead-gen channels.
Email partnerships team
partnerships@insurances-quote.com
Frequently asked questions
How do I become a partner carrier?
What's the integration timeline?
Do you do exclusive deals?
How is compensation structured?
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Insurances Quote partners with 120+ top auto insurers
Advertiser Disclosure
Insurances Quote is an independent insurance marketplace. We are paid by carriers when shoppers switch to a policy we’ve helped match — never by the shopper. We don’t resell your lead data to third-party buyers, and the carrier rankings on this page reflect our composite quality score (35% claims, 30% price, 20% service, 15% digital tools), not paid placement.