An Independent U.S. Insurance Marketplace
We connect shoppers with 120+ carriers and licensed agents — without selling anyone's data to dozens of buyers and without pushing any one carrier.
Updated May 21, 2026
- 120+ carriers in our network — covers most U.S. shoppers in 50 states.
- 1.8M+ binding-quote comparisons processed since 2018.
- U.S.-based licensed agents handle every call.
Why we built Insurances Quote
Insurance shopping in 2026 is broken in two specific ways: shoppers can’t see real, apples-to-apples rates across carriers without giving up their phone number to a dozen lead buyers; and the carrier that fit you when you bought your policy is almost never still the cheapest one for you at renewal.
We built Insurances Quote to fix both. One marketplace. Real binding-grade quotes. Independent (we don’t favor any carrier). Quote data shared only with the carriers actually producing rates for you. Easy opt-out of sale or sharing any time.
How we make money
Carriers pay us when a shopper switches through our marketplace. We don’t mark up policies, we don’t resell lead data to third-party lead buyers, and we don’t take payment for placement — the carriers that show up cheapest in your comparison are genuinely the cheapest for your profile, not the ones who paid most for placement.
Find Cheap Car Insurance
Insurances Quote partners with 120+ top auto insurers
What we do well — and what we don’t
We do well at
- Real-time rate comparison across 120+ carriers
- Connecting shoppers to U.S.-based licensed agents in their state
- Surfacing the right coverage limits, not just the cheapest premium
- Keeping your data’s blast-radius small
We don’t do
- We don’t underwrite policies — carriers do that.
- We don’t sell directly — licensed agents bind the policy.
- We don’t cover high-value specialty (Chubb / PURE / AIG Private Client tier) — talk to a private-client broker.
What happens when you compare through us
- 1Enter ZIP
One field. No email or phone required to view rates.
- 2Submit profile
~2 minutes. We share with only the carriers that quote you.
- 3Side-by-side
Binding-grade quotes from carriers in your area.
- 4Talk to agent
Optional U.S.-based licensed agent walkthrough.
- 5Bind or pass
Switch the same day or keep your current policy.
Insurances Quote vs. going direct to one carrier
- 5–10 carriers compared in 2 minutes vs. 30+ minutes per carrier.
- Real binding-grade quotes — not "starting at" teasers.
- No data resale to lead buyers.
- Licensed agents on staff if you want help.
- Specialty carriers (PURE, Chubb, AIG Private Client) for high-value need a different channel.
- Some regional mutuals (Erie, Auto-Owners, Amica) only quote directly.
- Going direct sometimes saves $5–$10/yr in agent commissions for specific carriers.
- USAA is military-only — direct only.
Find Cheap Car Insurance
Insurances Quote partners with 120+ top auto insurers
Frequently asked questions
How do you make money?
Do you sell my information?
Are you affiliated with any carrier?
Where are you based?
Sources
- NAIC — Insurance Marketplace Regulations
- Federal Insurance Office
- State Insurance Departments — Licensing
Find Cheap Car Insurance
Insurances Quote partners with 120+ top auto insurers
Advertiser Disclosure
Insurances Quote is an independent insurance marketplace. We are paid by carriers when shoppers switch to a policy we’ve helped match — never by the shopper. We don’t resell your lead data to third-party buyers, and the carrier rankings on this page reflect our composite quality score (35% claims, 30% price, 20% service, 15% digital tools), not paid placement.