Hyundai Santa Fe Insurance in Utah
Rates from $40 – $67/mo minimum coverage, $152 – $253/mo full coverage. Compare top UT carriers below.
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Updated October 2026 · Source: Utah DOI + IQ rate model
Average monthly premium — 2024 Hyundai Santa Fe, Utah
Ranges shown reflect typical driver profiles (clean record, 35-55, average credit, 12k mi/yr). Your actual rate varies by age, credit, prior insurance, and coverage limits. Get a real quote in 2 minutes.
Top carriers for Hyundai Santa Fe drivers in Utah
"From" rates are directional based on carrier price-leader behavior, not real quotes. Real rate depends on your driver profile.
Why Hyundai Santa Fe insurance costs what it does in Utah
Lowers liability + medical-payments premiums by ~2–5% vs an equivalent 3-star vehicle.
Raises comprehensive premium ~8%. Factory immobilizer + tracking discounts available.
Parts cost and claim severity sit near the national average.
Utah is a no-fault state requiring 25/65/15 liability + $3,000 PIP. PIP raises the minimum-coverage floor. Salt Lake metro accounts for most of the state's claim frequency.
Frequently asked questions
01How much is Hyundai Santa Fe insurance in Utah?
Utah drivers of a 2024 Hyundai Santa Fe pay about $152 – $253 per month for full coverage, or roughly $40 – $67 per month for minimum coverage. Your actual rate depends on age, credit, driving history, mileage, and coverage limits — a real quote from a licensed agent typically takes under 2 minutes.
02Is full coverage required on a financed Santa Fe?
Yes. If your Santa Fe has a loan or lease, the lender will require both comprehensive and collision (together "full coverage") for the duration of the loan. Utah law itself only requires the state liability minimums (25/65/15 plus $3,000 PIP), but the lender's contract overrides that.
03What's the cheapest carrier for a Santa Fe in Utah?
Cheapest varies by driver profile, but in Utah the major carriers most often quoting the lowest premiums for a Santa Fe are GEICO, Progressive, and State Farm. Regional carriers (Bear River and Farm Bureau) sometimes beat the majors for clean-record drivers. The only way to know is to compare 3-4 quotes side by side.
04Does the Santa Fe's 5-star safety rating lower my premium?
Yes, a small but real amount. The Santa Fe's 5-star NHTSA rating means lower expected injury claims in an at-fault collision, which insurers price into both liability and medical-payments premiums. The discount is typically 2-5% vs an equivalent 3-star vehicle.
05Does Utah require SR-22 after a DUI for a Santa Fe?
After a DUI, Utah requires an SR-22 filing from your insurer certifying you carry the state minimum coverage. The filing itself is usually $25, but the underlying premium for a Santa Fe typically jumps 60-150% for 3-5 years after the DUI. Some carriers won't write new SR-22s — Progressive, Travelers, and The General are the most common SR-22 writers.