Nissan Altima Insurance in Ohio
Rates from $26 – $44/mo minimum coverage, $85 – $141/mo full coverage. Compare top OH carriers below.
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Updated June 2026 · Source: Ohio DOI + IQ rate model
Average monthly premium — 2024 Nissan Altima, Ohio
Ranges shown reflect typical driver profiles (clean record, 35-55, average credit, 12k mi/yr). Your actual rate varies by age, credit, prior insurance, and coverage limits. Get a real quote in 2 minutes.
Top carriers for Nissan Altima drivers in Ohio
"From" rates are directional based on carrier price-leader behavior, not real quotes. Real rate depends on your driver profile.
Why Nissan Altima insurance costs what it does in Ohio
Lowers liability + medical-payments premiums by ~2–5% vs an equivalent 3-star vehicle.
Adds a small ~5% comprehensive surcharge.
Parts cost and claim severity sit near the national average.
Ohio requires 25/50/25 liability minimums. The state has one of the most competitive auto insurance markets in the country (Progressive is HQ'd in Mayfield Village), which keeps prices low. Cleveland, Columbus, and Cincinnati premiums are 10-20% above the state average.
Frequently asked questions
01How much is Nissan Altima insurance in Ohio?
Ohio drivers of a 2024 Nissan Altima pay about $85 – $141 per month for full coverage, or roughly $26 – $44 per month for minimum coverage. Your actual rate depends on age, credit, driving history, mileage, and coverage limits — a real quote from a licensed agent typically takes under 2 minutes.
02Is full coverage required on a financed Altima?
Yes. If your Altima has a loan or lease, the lender will require both comprehensive and collision (together "full coverage") for the duration of the loan. Ohio law itself only requires the state liability minimums (25/50/25), but the lender's contract overrides that.
03What's the cheapest carrier for a Altima in Ohio?
Cheapest varies by driver profile, but in Ohio the major carriers most often quoting the lowest premiums for a Altima are GEICO, Progressive, and State Farm. Regional carriers (Erie, Cincinnati Insurance, and Westfield) sometimes beat the majors for clean-record drivers. The only way to know is to compare 3-4 quotes side by side.
04Does the Altima's 5-star safety rating lower my premium?
Yes, a small but real amount. The Altima's 5-star NHTSA rating means lower expected injury claims in an at-fault collision, which insurers price into both liability and medical-payments premiums. The discount is typically 2-5% vs an equivalent 3-star vehicle.
05Does Ohio require SR-22 after a DUI for a Altima?
After a DUI, Ohio requires an SR-22 filing from your insurer certifying you carry the state minimum coverage. The filing itself is usually $25, but the underlying premium for a Altima typically jumps 60-150% for 3-5 years after the DUI. Some carriers won't write new SR-22s — Progressive, Travelers, and The General are the most common SR-22 writers.