Nissan Altima Insurance in Delaware
Rates from $61 – $101/mo minimum coverage, $154 – $257/mo full coverage. Compare top DE carriers below.
- Free quote
- 60-sec connect
- 120+ carriers
Updated June 2026 · Source: Delaware DOI + IQ rate model
Average monthly premium — 2024 Nissan Altima, Delaware
Ranges shown reflect typical driver profiles (clean record, 35-55, average credit, 12k mi/yr). Your actual rate varies by age, credit, prior insurance, and coverage limits. Get a real quote in 2 minutes.
Top carriers for Nissan Altima drivers in Delaware
"From" rates are directional based on carrier price-leader behavior, not real quotes. Real rate depends on your driver profile.
Why Nissan Altima insurance costs what it does in Delaware
Lowers liability + medical-payments premiums by ~2–5% vs an equivalent 3-star vehicle.
Adds a small ~5% comprehensive surcharge.
Parts cost and claim severity sit near the national average.
Delaware requires 25/50/10 liability + $15,000 PIP. The PIP requirement raises the floor on minimum-coverage premiums. Wilmington-metro density elevates comprehensive + collision claims.
Frequently asked questions
01How much is Nissan Altima insurance in Delaware?
Delaware drivers of a 2024 Nissan Altima pay about $154 – $257 per month for full coverage, or roughly $61 – $101 per month for minimum coverage. Your actual rate depends on age, credit, driving history, mileage, and coverage limits — a real quote from a licensed agent typically takes under 2 minutes.
02Is full coverage required on a financed Altima?
Yes. If your Altima has a loan or lease, the lender will require both comprehensive and collision (together "full coverage") for the duration of the loan. Delaware law itself only requires the state liability minimums (25/50/10 plus $15,000 PIP), but the lender's contract overrides that.
03What's the cheapest carrier for a Altima in Delaware?
Cheapest varies by driver profile, but in Delaware the major carriers most often quoting the lowest premiums for a Altima are GEICO, Progressive, and State Farm. Regional carriers (Erie and Travelers) sometimes beat the majors for clean-record drivers. The only way to know is to compare 3-4 quotes side by side.
04Does the Altima's 5-star safety rating lower my premium?
Yes, a small but real amount. The Altima's 5-star NHTSA rating means lower expected injury claims in an at-fault collision, which insurers price into both liability and medical-payments premiums. The discount is typically 2-5% vs an equivalent 3-star vehicle.
05Does Delaware require SR-22 after a DUI for a Altima?
After a DUI, Delaware requires an SR-22 filing from your insurer certifying you carry the state minimum coverage. The filing itself is usually $25, but the underlying premium for a Altima typically jumps 60-150% for 3-5 years after the DUI. Some carriers won't write new SR-22s — Progressive, Travelers, and The General are the most common SR-22 writers.