Jeep Cherokee Insurance in Georgia
Rates from $48 – $79/mo minimum coverage, $145 – $241/mo full coverage. Compare top GA carriers below.
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Updated June 2026 · Source: Georgia DOI + IQ rate model
Average monthly premium — 2024 Jeep Cherokee, Georgia
Ranges shown reflect typical driver profiles (clean record, 35-55, average credit, 12k mi/yr). Your actual rate varies by age, credit, prior insurance, and coverage limits. Get a real quote in 2 minutes.
Top carriers for Jeep Cherokee drivers in Georgia
"From" rates are directional based on carrier price-leader behavior, not real quotes. Real rate depends on your driver profile.
Why Jeep Cherokee insurance costs what it does in Georgia
Keeps liability premiums near the baseline for this class.
No theft-rank surcharge on comprehensive premium.
Parts cost and claim severity sit near the national average.
Georgia requires 25/50/25 liability minimums. The state has both high severe-weather (hail, tornado) exposure and a roughly 12% uninsured-driver rate, which keeps both comprehensive and UM premiums elevated. Atlanta-metro drivers pay materially more than rural Georgia.
Frequently asked questions
01How much is Jeep Cherokee insurance in Georgia?
Georgia drivers of a 2024 Jeep Cherokee pay about $145 – $241 per month for full coverage, or roughly $48 – $79 per month for minimum coverage. Your actual rate depends on age, credit, driving history, mileage, and coverage limits — a real quote from a licensed agent typically takes under 2 minutes.
02Is full coverage required on a financed Cherokee?
Yes. If your Cherokee has a loan or lease, the lender will require both comprehensive and collision (together "full coverage") for the duration of the loan. Georgia law itself only requires the state liability minimums (25/50/25), but the lender's contract overrides that.
03What's the cheapest carrier for a Cherokee in Georgia?
Cheapest varies by driver profile, but in Georgia the major carriers most often quoting the lowest premiums for a Cherokee are GEICO, Progressive, and State Farm. Regional carriers (Auto-Owners, Mercury, and Direct) sometimes beat the majors for clean-record drivers. The only way to know is to compare 3-4 quotes side by side.
04Does Georgia require SR-22 after a DUI for a Cherokee?
After a DUI, Georgia requires an SR-22 filing from your insurer certifying you carry the state minimum coverage. The filing itself is usually $25, but the underlying premium for a Cherokee typically jumps 60-150% for 3-5 years after the DUI. Some carriers won't write new SR-22s — Progressive, Travelers, and The General are the most common SR-22 writers.