Jeep Cherokee Insurance in Arizona
Rates from $41 – $69/mo minimum coverage, $138 – $230/mo full coverage. Compare top AZ carriers below.
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Updated June 2026 · Source: Arizona DOI + IQ rate model
Average monthly premium — 2024 Jeep Cherokee, Arizona
Ranges shown reflect typical driver profiles (clean record, 35-55, average credit, 12k mi/yr). Your actual rate varies by age, credit, prior insurance, and coverage limits. Get a real quote in 2 minutes.
Top carriers for Jeep Cherokee drivers in Arizona
"From" rates are directional based on carrier price-leader behavior, not real quotes. Real rate depends on your driver profile.
Why Jeep Cherokee insurance costs what it does in Arizona
Keeps liability premiums near the baseline for this class.
No theft-rank surcharge on comprehensive premium.
Parts cost and claim severity sit near the national average.
Arizona requires 25/50/15 liability minimums. ~12% uninsured drivers. Sun damage + monsoon hail claims also nudge comp premiums up. Credit-based insurance scoring is allowed and used aggressively by Arizona carriers — improving credit can move your rate meaningfully here.
Frequently asked questions
01How much is Jeep Cherokee insurance in Arizona?
Arizona drivers of a 2024 Jeep Cherokee pay about $138 – $230 per month for full coverage, or roughly $41 – $69 per month for minimum coverage. Your actual rate depends on age, credit, driving history, mileage, and coverage limits — a real quote from a licensed agent typically takes under 2 minutes.
02Is full coverage required on a financed Cherokee?
Yes. If your Cherokee has a loan or lease, the lender will require both comprehensive and collision (together "full coverage") for the duration of the loan. Arizona law itself only requires the state liability minimums (25/50/15), but the lender's contract overrides that.
03What's the cheapest carrier for a Cherokee in Arizona?
Cheapest varies by driver profile, but in Arizona the major carriers most often quoting the lowest premiums for a Cherokee are GEICO, Progressive, and State Farm. Regional carriers (Arizona Auto and Mercury) sometimes beat the majors for clean-record drivers. The only way to know is to compare 3-4 quotes side by side.
04Does Arizona require SR-22 after a DUI for a Cherokee?
After a DUI, Arizona requires an SR-22 filing from your insurer certifying you carry the state minimum coverage. The filing itself is usually $25, but the underlying premium for a Cherokee typically jumps 60-150% for 3-5 years after the DUI. Some carriers won't write new SR-22s — Progressive, Travelers, and The General are the most common SR-22 writers.