Ford Bronco Insurance in Texas
Rates from $46 – $76/mo minimum coverage, $174 – $290/mo full coverage. Compare top TX carriers below.
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Updated June 2026 · Source: Texas DOI + IQ rate model
Average monthly premium — 2024 Ford Bronco, Texas
Ranges shown reflect typical driver profiles (clean record, 35-55, average credit, 12k mi/yr). Your actual rate varies by age, credit, prior insurance, and coverage limits. Get a real quote in 2 minutes.
Top carriers for Ford Bronco drivers in Texas
"From" rates are directional based on carrier price-leader behavior, not real quotes. Real rate depends on your driver profile.
Why Ford Bronco insurance costs what it does in Texas
Keeps liability premiums near the baseline for this class.
No theft-rank surcharge on comprehensive premium.
High parts and labor costs raise collision premiums materially.
Texas requires 30/60/25 liability minimums. The state leads the nation in hail-claim losses, which pushes comprehensive premiums above the national average — particularly in the DFW and Austin metros. Texas allows credit-based insurance scoring, so improving credit can move your rate meaningfully.
Frequently asked questions
01How much is Ford Bronco insurance in Texas?
Texas drivers of a 2024 Ford Bronco pay about $174 – $290 per month for full coverage, or roughly $46 – $76 per month for minimum coverage. Your actual rate depends on age, credit, driving history, mileage, and coverage limits — a real quote from a licensed agent typically takes under 2 minutes.
02Is full coverage required on a financed Bronco?
Yes. If your Bronco has a loan or lease, the lender will require both comprehensive and collision (together "full coverage") for the duration of the loan. Texas law itself only requires the state liability minimums (30/60/25), but the lender's contract overrides that.
03What's the cheapest carrier for a Bronco in Texas?
Cheapest varies by driver profile, but in Texas the major carriers most often quoting the lowest premiums for a Bronco are GEICO, Progressive, and State Farm. Regional carriers (Texas Farm Bureau, Germania, and Texas Mutual) sometimes beat the majors for clean-record drivers. The only way to know is to compare 3-4 quotes side by side.
04Does Texas require SR-22 after a DUI for a Bronco?
After a DUI, Texas requires an SR-22 filing from your insurer certifying you carry the state minimum coverage. The filing itself is usually $25, but the underlying premium for a Bronco typically jumps 60-150% for 3-5 years after the DUI. Some carriers won't write new SR-22s — Progressive, Travelers, and The General are the most common SR-22 writers.