Hyundai Tucson Insurance in Tennessee
Rates from $38 – $64/mo minimum coverage, $115 – $192/mo full coverage. Compare top TN carriers below.
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Updated June 2026 · Source: Tennessee DOI + IQ rate model
Average monthly premium — 2024 Hyundai Tucson, Tennessee
Ranges shown reflect typical driver profiles (clean record, 35-55, average credit, 12k mi/yr). Your actual rate varies by age, credit, prior insurance, and coverage limits. Get a real quote in 2 minutes.
Top carriers for Hyundai Tucson drivers in Tennessee
"From" rates are directional based on carrier price-leader behavior, not real quotes. Real rate depends on your driver profile.
Why Hyundai Tucson insurance costs what it does in Tennessee
Lowers liability + medical-payments premiums by ~2–5% vs an equivalent 3-star vehicle.
Raises comprehensive premium ~8%. Factory immobilizer + tracking discounts available.
Parts cost and claim severity sit near the national average.
Tennessee requires 25/50/15 liability minimums. ~24% uninsured drivers (top 3 nationally) push UM premiums up materially. Nashville + Memphis premiums are 15-25% above the state average. Competitive carrier market offsets some of the uninsured-rate pressure.
Frequently asked questions
01How much is Hyundai Tucson insurance in Tennessee?
Tennessee drivers of a 2024 Hyundai Tucson pay about $115 – $192 per month for full coverage, or roughly $38 – $64 per month for minimum coverage. Your actual rate depends on age, credit, driving history, mileage, and coverage limits — a real quote from a licensed agent typically takes under 2 minutes.
02Is full coverage required on a financed Tucson?
Yes. If your Tucson has a loan or lease, the lender will require both comprehensive and collision (together "full coverage") for the duration of the loan. Tennessee law itself only requires the state liability minimums (25/50/15), but the lender's contract overrides that.
03What's the cheapest carrier for a Tucson in Tennessee?
Cheapest varies by driver profile, but in Tennessee the major carriers most often quoting the lowest premiums for a Tucson are GEICO, Progressive, and State Farm. Regional carriers (Tennessee Farm Bureau and Erie) sometimes beat the majors for clean-record drivers. The only way to know is to compare 3-4 quotes side by side.
04Does the Tucson's 5-star safety rating lower my premium?
Yes, a small but real amount. The Tucson's 5-star NHTSA rating means lower expected injury claims in an at-fault collision, which insurers price into both liability and medical-payments premiums. The discount is typically 2-5% vs an equivalent 3-star vehicle.
05Does Tennessee require SR-22 after a DUI for a Tucson?
After a DUI, Tennessee requires an SR-22 filing from your insurer certifying you carry the state minimum coverage. The filing itself is usually $25, but the underlying premium for a Tucson typically jumps 60-150% for 3-5 years after the DUI. Some carriers won't write new SR-22s — Progressive, Travelers, and The General are the most common SR-22 writers.