Nissan Frontier Insurance in Oregon
Rates from $38 – $63/mo minimum coverage, $111 – $185/mo full coverage. Compare top OR carriers below.
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Updated June 2026 · Source: Oregon DOI + IQ rate model
Average monthly premium — 2024 Nissan Frontier, Oregon
Ranges shown reflect typical driver profiles (clean record, 35-55, average credit, 12k mi/yr). Your actual rate varies by age, credit, prior insurance, and coverage limits. Get a real quote in 2 minutes.
Top carriers for Nissan Frontier drivers in Oregon
"From" rates are directional based on carrier price-leader behavior, not real quotes. Real rate depends on your driver profile.
Why Nissan Frontier insurance costs what it does in Oregon
Keeps liability premiums near the baseline for this class.
No theft-rank surcharge on comprehensive premium.
Parts cost and claim severity sit near the national average.
Oregon requires 25/50/20 liability + $15,000 PIP + 25/50 UM. PIP raises the floor but state-level rate-review keeps premiums below national average. Portland metro is the upward pressure.
Frequently asked questions
01How much is Nissan Frontier insurance in Oregon?
Oregon drivers of a 2024 Nissan Frontier pay about $111 – $185 per month for full coverage, or roughly $38 – $63 per month for minimum coverage. Your actual rate depends on age, credit, driving history, mileage, and coverage limits — a real quote from a licensed agent typically takes under 2 minutes.
02Is full coverage required on a financed Frontier?
Yes. If your Frontier has a loan or lease, the lender will require both comprehensive and collision (together "full coverage") for the duration of the loan. Oregon law itself only requires the state liability minimums (25/50/20 plus $15,000 PIP + 25/50 UM), but the lender's contract overrides that.
03What's the cheapest carrier for a Frontier in Oregon?
Cheapest varies by driver profile, but in Oregon the major carriers most often quoting the lowest premiums for a Frontier are GEICO, Progressive, and State Farm. Regional carriers (PEMCO and Oregon Mutual) sometimes beat the majors for clean-record drivers. The only way to know is to compare 3-4 quotes side by side.
04Is insurance more expensive for a truck like the Frontier in Oregon?
Slightly. Trucks like the Frontier typically carry 8-15% higher full-coverage premiums than mainstream sedans because of higher repair costs and higher claim severity in collisions. Oregon's base rates apply the same way, but the vehicle-side modifier pushes the final premium up.
05Does Oregon require SR-22 after a DUI for a Frontier?
After a DUI, Oregon requires an SR-22 filing from your insurer certifying you carry the state minimum coverage. The filing itself is usually $25, but the underlying premium for a Frontier typically jumps 60-150% for 3-5 years after the DUI. Some carriers won't write new SR-22s — Progressive, Travelers, and The General are the most common SR-22 writers.