Toyota Tundra Insurance in Maine
Rates from $32 – $54/mo minimum coverage, $94 – $156/mo full coverage. Compare top ME carriers below.
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Updated June 2026 · Source: Maine DOI + IQ rate model
Average monthly premium — 2024 Toyota Tundra, Maine
Ranges shown reflect typical driver profiles (clean record, 35-55, average credit, 12k mi/yr). Your actual rate varies by age, credit, prior insurance, and coverage limits. Get a real quote in 2 minutes.
Top carriers for Toyota Tundra drivers in Maine
"From" rates are directional based on carrier price-leader behavior, not real quotes. Real rate depends on your driver profile.
Why Toyota Tundra insurance costs what it does in Maine
Lowers liability + medical-payments premiums by ~2–5% vs an equivalent 3-star vehicle.
No theft-rank surcharge on comprehensive premium.
High parts and labor costs raise collision premiums materially.
Maine requires 50/100/25 liability + 50/100 UM + $2,000 medical-payments. Even with relatively high mandatory minimums, Maine has the cheapest average auto insurance in the country thanks to low traffic density, low claim frequency, and a stable carrier market.
Frequently asked questions
01How much is Toyota Tundra insurance in Maine?
Maine drivers of a 2024 Toyota Tundra pay about $94 – $156 per month for full coverage, or roughly $32 – $54 per month for minimum coverage. Your actual rate depends on age, credit, driving history, mileage, and coverage limits — a real quote from a licensed agent typically takes under 2 minutes.
02Is full coverage required on a financed Tundra?
Yes. If your Tundra has a loan or lease, the lender will require both comprehensive and collision (together "full coverage") for the duration of the loan. Maine law itself only requires the state liability minimums (50/100/25 plus 50/100 UM), but the lender's contract overrides that.
03What's the cheapest carrier for a Tundra in Maine?
Cheapest varies by driver profile, but in Maine the major carriers most often quoting the lowest premiums for a Tundra are GEICO, Progressive, and State Farm. Regional carriers (Concord Group and Vermont Mutual) sometimes beat the majors for clean-record drivers. The only way to know is to compare 3-4 quotes side by side.
04Is insurance more expensive for a truck like the Tundra in Maine?
Slightly. Trucks like the Tundra typically carry 8-15% higher full-coverage premiums than mainstream sedans because of higher repair costs and higher claim severity in collisions. Maine's base rates apply the same way, but the vehicle-side modifier pushes the final premium up.
05Does Maine require SR-22 after a DUI for a Tundra?
After a DUI, Maine requires an SR-22 filing from your insurer certifying you carry the state minimum coverage. The filing itself is usually $25, but the underlying premium for a Tundra typically jumps 60-150% for 3-5 years after the DUI. Some carriers won't write new SR-22s — Progressive, Travelers, and The General are the most common SR-22 writers.