Toyota 4Runner Insurance in Connecticut
Rates from $47 – $79/mo minimum coverage, $177 – $296/mo full coverage. Compare top CT carriers below.
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Updated June 2026 · Source: Connecticut DOI + IQ rate model
Average monthly premium — 2024 Toyota 4Runner, Connecticut
Ranges shown reflect typical driver profiles (clean record, 35-55, average credit, 12k mi/yr). Your actual rate varies by age, credit, prior insurance, and coverage limits. Get a real quote in 2 minutes.
Top carriers for Toyota 4Runner drivers in Connecticut
"From" rates are directional based on carrier price-leader behavior, not real quotes. Real rate depends on your driver profile.
Why Toyota 4Runner insurance costs what it does in Connecticut
Keeps liability premiums near the baseline for this class.
No theft-rank surcharge on comprehensive premium.
Parts cost and claim severity sit near the national average.
Connecticut requires 25/50/25 liability + 25/50 UM minimums. UM is mandatory because of the high-claim-frequency Northeast Corridor. Hartford and Fairfield county premiums materially exceed the state average.
Frequently asked questions
01How much is Toyota 4Runner insurance in Connecticut?
Connecticut drivers of a 2024 Toyota 4Runner pay about $177 – $296 per month for full coverage, or roughly $47 – $79 per month for minimum coverage. Your actual rate depends on age, credit, driving history, mileage, and coverage limits — a real quote from a licensed agent typically takes under 2 minutes.
02Is full coverage required on a financed 4Runner?
Yes. If your 4Runner has a loan or lease, the lender will require both comprehensive and collision (together "full coverage") for the duration of the loan. Connecticut law itself only requires the state liability minimums (25/50/25 plus 25/50 UM), but the lender's contract overrides that.
03What's the cheapest carrier for a 4Runner in Connecticut?
Cheapest varies by driver profile, but in Connecticut the major carriers most often quoting the lowest premiums for a 4Runner are GEICO, Progressive, and State Farm. Regional carriers (Amica and Plymouth Rock) sometimes beat the majors for clean-record drivers. The only way to know is to compare 3-4 quotes side by side.
04Does Connecticut require SR-22 after a DUI for a 4Runner?
After a DUI, Connecticut requires an SR-22 filing from your insurer certifying you carry the state minimum coverage. The filing itself is usually $25, but the underlying premium for a 4Runner typically jumps 60-150% for 3-5 years after the DUI. Some carriers won't write new SR-22s — Progressive, Travelers, and The General are the most common SR-22 writers.