Mazda CX-5 Insurance in Arkansas
Rates from $37 – $62/mo minimum coverage, $129 – $214/mo full coverage. Compare top AR carriers below.
- Free quote
- 60-sec connect
- 120+ carriers
Updated June 2026 · Source: Arkansas DOI + IQ rate model
Average monthly premium — 2024 Mazda CX-5, Arkansas
Ranges shown reflect typical driver profiles (clean record, 35-55, average credit, 12k mi/yr). Your actual rate varies by age, credit, prior insurance, and coverage limits. Get a real quote in 2 minutes.
Top carriers for Mazda CX-5 drivers in Arkansas
"From" rates are directional based on carrier price-leader behavior, not real quotes. Real rate depends on your driver profile.
Why Mazda CX-5 insurance costs what it does in Arkansas
Lowers liability + medical-payments premiums by ~2–5% vs an equivalent 3-star vehicle.
No theft-rank surcharge on comprehensive premium.
Parts cost and claim severity sit near the national average.
Arkansas requires 25/50/25 liability minimums. Severe-weather catastrophic losses are a top-10 driver of comprehensive premiums nationally. Rural single-vehicle accident rate is elevated vs the US average.
Frequently asked questions
01How much is Mazda CX-5 insurance in Arkansas?
Arkansas drivers of a 2024 Mazda CX-5 pay about $129 – $214 per month for full coverage, or roughly $37 – $62 per month for minimum coverage. Your actual rate depends on age, credit, driving history, mileage, and coverage limits — a real quote from a licensed agent typically takes under 2 minutes.
02Is full coverage required on a financed CX-5?
Yes. If your CX-5 has a loan or lease, the lender will require both comprehensive and collision (together "full coverage") for the duration of the loan. Arkansas law itself only requires the state liability minimums (25/50/25), but the lender's contract overrides that.
03What's the cheapest carrier for a CX-5 in Arkansas?
Cheapest varies by driver profile, but in Arkansas the major carriers most often quoting the lowest premiums for a CX-5 are GEICO, Progressive, and State Farm. Regional carriers (Shelter and Farm Bureau) sometimes beat the majors for clean-record drivers. The only way to know is to compare 3-4 quotes side by side.
04Does the CX-5's 5-star safety rating lower my premium?
Yes, a small but real amount. The CX-5's 5-star NHTSA rating means lower expected injury claims in an at-fault collision, which insurers price into both liability and medical-payments premiums. The discount is typically 2-5% vs an equivalent 3-star vehicle.
05Does Arkansas require SR-22 after a DUI for a CX-5?
After a DUI, Arkansas requires an SR-22 filing from your insurer certifying you carry the state minimum coverage. The filing itself is usually $25, but the underlying premium for a CX-5 typically jumps 60-150% for 3-5 years after the DUI. Some carriers won't write new SR-22s — Progressive, Travelers, and The General are the most common SR-22 writers.