Car Insurance Companies, Profiled
One page per carrier: where it ranks, what it costs in our data, how it scores on complaints and financial strength, and which discounts and programs to ask about. 20 carriers, every figure sourced.
Updated September 5, 2026 · Methodology
- 20 carriers profiled; 10 of them hold a position in our 2026 top-10 ranking.
- Lowest average premium in our rankings data: State Farm at $132/mo.
- 14 carriers carry an A.M. Best financial-strength rating on our pages.
- Every figure on a profile is copied from a guide we already publish and listed with its source — where we hold nothing, the section is absent, not estimated.
Every carrier we profile
- State Farm reviewBest for: OverallRead profile ›
- Progressive reviewBest for: Recent-incident driversRead profile ›
GEICO reviewBest for: Digital-first shoppersRead profile ›- Allstate reviewBest for: Local-agent serviceRead profile ›
USAA reviewBest for: Active military + familiesRead profile ›
Farmers reviewWe are Farmers.Read profile ›- Liberty Mutual reviewBest for: Customizable coverageRead profile ›
- Travelers reviewBest for: Bundling auto + homeRead profile ›
AAA reviewInsurance + roadside, all in one membership.Read profile ›
American Family reviewBest for: Midwest regional shoppersRead profile ›
Erie Insurance reviewAbove all in service since 1925.Read profile ›
Auto-Owners Insurance review7 sourced facts on recordRead profile ›
Nationwide reviewBest for: Bundling + retirement focusRead profile ›- Mercury InsuranceMercury Insurance reviewInsurance done right.Read profile ›
- Sentry InsuranceSentry Insurance review7 sourced facts on recordRead profile ›
Kemper review7 sourced facts on recordRead profile ›- The Hartford reviewBest for: Drivers 50+ via AARPRead profile ›
- NJM InsuranceNJM Insurance reviewGet an unexpectedly great claims experience when you need it most.Read profile ›
Amica review6 sourced facts on recordRead profile ›
COUNTRY Financial review6 sourced facts on recordRead profile ›
| Carrier | Best for | Composite | Avg monthly | NAIC ratio | A.M. Best |
|---|---|---|---|---|---|
| Overall | 9.1 / 10 | $132 | 0.6 | A++ |
| Recent-incident drivers | 8.8 / 10 | $148 | 0.9 | A+ |
| Digital-first shoppers | 8.4 / 10 | — | — | A++ |
| Local-agent service | 8.5 / 10 | $167 | 1.0 | A+ |
| Active military + families | 9.4 / 10 | — | 0.4 | — |
| — | — | — | — | — |
| Customizable coverage | 8.3 / 10 | $172 | 1.1 | A |
| Bundling auto + home | 8.7 / 10 | $148 | 0.8 | A++ |
| — | — | — | — | — |
| Midwest regional shoppers | 8.0 / 10 | — | — | A |
| — | — | — | — | — |
| — | — | — | — | A++ |
| Bundling + retirement focus | 8.1 / 10 | — | — | A+ |
| Mercury Insurance | — | — | — | — | A |
| Sentry Insurance | — | — | — | — | A+ (superior) |
| — | — | — | — | A- |
| Drivers 50+ via AARP | 8.2 / 10 | $159 | — | A+ |
| NJM Insurance | — | — | — | — | — |
| — | — | — | — | — |
| — | — | — | — | A+ |
- CarrierBest forOverallComposite9.1 / 10Avg monthly$132NAIC ratio0.6A.M. BestA++
- CarrierBest forRecent-incident driversComposite8.8 / 10Avg monthly$148NAIC ratio0.9A.M. BestA+
- CarrierBest forDigital-first shoppersComposite8.4 / 10Avg monthly—NAIC ratio—A.M. BestA++
- CarrierBest forLocal-agent serviceComposite8.5 / 10Avg monthly$167NAIC ratio1.0A.M. BestA+
- CarrierBest forActive military + familiesComposite9.4 / 10Avg monthly—NAIC ratio0.4A.M. Best—
- CarrierBest for—Composite—Avg monthly—NAIC ratio—A.M. Best—
- CarrierBest forCustomizable coverageComposite8.3 / 10Avg monthly$172NAIC ratio1.1A.M. BestA
- CarrierBest forBundling auto + homeComposite8.7 / 10Avg monthly$148NAIC ratio0.8A.M. BestA++
- CarrierBest for—Composite—Avg monthly—NAIC ratio—A.M. Best—
- CarrierBest forMidwest regional shoppersComposite8.0 / 10Avg monthly—NAIC ratio—A.M. BestA
- CarrierBest for—Composite—Avg monthly—NAIC ratio—A.M. Best—
- CarrierBest for—Composite—Avg monthly—NAIC ratio—A.M. BestA++
- CarrierBest forBundling + retirement focusComposite8.1 / 10Avg monthly—NAIC ratio—A.M. BestA+
- CarrierMercury InsuranceBest for—Composite—Avg monthly—NAIC ratio—A.M. BestA
- CarrierSentry InsuranceBest for—Composite—Avg monthly—NAIC ratio—A.M. BestA+ (superior)
- CarrierBest for—Composite—Avg monthly—NAIC ratio—A.M. BestA-
- CarrierBest forDrivers 50+ via AARPComposite8.2 / 10Avg monthly$159NAIC ratio—A.M. BestA+
- CarrierNJM InsuranceBest for—Composite—Avg monthly—NAIC ratio—A.M. Best—
- CarrierBest for—Composite—Avg monthly—NAIC ratio—A.M. Best—
- CarrierBest for—Composite—Avg monthly—NAIC ratio—A.M. BestA+
A dash means we do not publish that figure for the carrier — not that the carrier lacks one. Composite scores, average premiums and NAIC ratios come from our 2026 ranking, which covers the national carriers that write in 40+ states; regional and membership carriers are profiled from our other guides and carrier notes.
Compare these carriers on your profile
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Carrier profile FAQs
Why does one carrier have a full profile and another only a few lines?
Are the premiums on these pages quotes?
Do carriers pay to be profiled or to influence what a profile says?
Where do the complaint ratios and financial-strength ratings come from?
Methodology
Scope. The 20 carriers on this hub are the national and regional auto insurers we profile first; more are added as we publish sourced material on them. A profile is assembled from four bodies of copy we already publish: the 2026 rankings guide, the other editorial guides, the carrier notes behind our quote lines, and the vehicle-level rate model. Each figure keeps a pointer to the exact line it came from, and a check we run before publishing fails if that line no longer contains the figure.
Threshold. A profile with fewer than four substantive facts is published for completeness but labeled “limited data” and kept out of search indexes until more sourced material is added.
What is not here. No J.D. Power study scores, no live NAIC data, no app-store ratings, no quotes. Figures were not re-verified with the carriers for these profiles; they inherit the provenance of the guide they came from.
Sources
- Insurances Quote — The 10 Best Car Insurance Companies of 2026
- Insurances Quote — Cheapest Car Insurance Companies of 2026
- Insurances Quote — Every Car Insurance Discount, Ranked
- NAIC — Auto Insurance Complaint Index (as cited in our rankings)
- A.M. Best Financial Strength Ratings (as cited in our rankings)
Related articles
The 10 Best Car Insurance Companies of 2026
The composite ranking these profiles draw on.
Cheapest Car Insurance Companies of 2026
Same data, sorted purely by price.
Compare Car Insurance Quotes Side-by-Side
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Every Car Insurance Discount, Ranked
Which carriers offer the most generous stacks.
Average Cost of Car Insurance in 2026
Benchmarks before you shop.
Car Insurance by State
Rates, minimums and top carriers where you live.
Advertiser Disclosure
Insurances Quote is an independent insurance marketplace. We are paid by carriers when shoppers switch to a policy we’ve helped match — never by the shopper. We don’t resell your lead data to third-party buyers, and the carrier rankings on this page reflect our composite quality score (35% claims, 30% price, 20% service, 15% digital tools), not paid placement.